Tools and services to enhance your embedded finance value proposition.
Financial profiling for SMEs and individuals is essential in providing relevant products that help them to protect and grow. The advent of open data and unique SaaS data assets, has meant a step change in the ability to profile an end user.
Our tools and services help you to harness that data and use it to provide the financial services of the future.
Use open and private data to financially profile and assess credit risk of SMEs. Leverage our proprietary machine learned risk of default model via API or access KYC/AML, Bank account and Accounting package monitoring using our integrated risk assessment dashboard.
Access our AI powered bank transaction categorisation engine via API for purpose and merchant categories to ready your bank data for downstream tasks.
Batch mode supported
Broad, concise and detailed categories
Simple REST API
Real time response
With an integrated end user feedback mechanism, our learned model is always improving. Web components are also available to support the authentication and connection workflow for those requiring bank connection.
Certua Protect Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register(Firm Reference Number 826485). Company number 10649821. Registered office: 1stFloor, Healthaid House, Marlborough Hill, Harrow, Middlesex, HA1 1UD.
Certua Financial Information Services Limited is regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017as an Authorised Payment Institution to provide account information services(Firm Reference Number: 834554). Company number 11506180.Registered office: 1st Floor, Healthaid House, Marlborough Hill, Harrow, Middlesex, HA1 1UD.