We help our partners grow by embedding innovative insurance products and services to increase their users’ financial resilience.
Adaptive Life™ from Certua
Life insurance… but not as you know it. Certua’s Adaptive Life™ policies - powered by dynamic data - provide coverage that automatically updates in both real-time and in line with your fluctuating financial (and personal) circumstances.
Never overpay for your coverage: Adaptive Life™ means you always pay the right amount, based on your current financial situation
The value of your policy (and sum assured) is automatically updated in synch with your changing personal circumstances and financial portfolio
Transact and manage your policy in real-time through our integrated online service
Designed for SMEs
The SME is the fastest growing category of business globally, yet the most underserved in terms of dedicated insurance products. That changes now. Certua offers a variety of dynamic services that offer SMEs both operational security and peace of mind.
Cyber insurance: protecting your business in the event of a breach, and covering everything from business interruption to criminal reward payout
Medical malpractice insurance: indemnity insurance developed for medical professionals that offers a variety of distribution channels depending on customer or partner
A comprehensive legacy planning solution
Introducing Certua's Digital Vault, a digital platform that uses advanced, dynamic data technologies to help organise your estate in the event of death.
Goal setting ensures that every aspect of your financial situation is left as you would want it for your beneficiaries
Dynamic data works in real-time to ensure you have the correct level of coverage to cater for your policy goals
Digital vault technology securely houses everything from your will, to the details of your estate and organisation of your assets
Whether you’re a digital wealth manager looking to launch an innovative life insurance proposition, or an ecommerce platform looking to offer business insurance to its customers, Certua’s family of embedded services will boost customer retention, provide additional revenues and increase margins. All without adding extra operational costs.
Head to our Embedded insurance page to find out more.
Embedded by innovators: